The Treasury & the Lemonade Stand
A free, plain-English look at the Treasury's role, told with a lemonade stand. Watch it, share it, no sign-up needed.
Founding member
$121/month
Locked in for as long as you're a member.
Founding price: $121/month, locked in for as long as you're a member. Price rises to $333/month for new members on January 1, 2027.
Join North Star CircleYou're signed in. Go to the members' videos ↓
Sponsor a North Star Scholar (optional). At checkout you can add a student sponsorship for $121/month per student. Choose 0, 1, or more; it gives a student full library access. Skip it if you like; your membership works the same either way.
9 ready to watch31 coming soon
Members get every video added to the library, including each new one as it's finished.
Free to watch Free
Members' library North Star Circle
Members only
Every finished video streams here for North Star Circle members.
Founding price: $121/month, locked in for as long as you're a member. Price rises to $333/month for new members on January 1, 2027.
Join North Star Circle Log inSponsor a North Star Scholar (optional). At checkout you can add a student sponsorship for $121/month per student. Choose 0, 1, or more; it gives a student full library access. Skip it if you like; your membership works the same either way.
Your account doesn't include the library yet
These videos are part of North Star Circle. Open My account to change your plan.
Welcome back. New videos appear here as they're finished.
Paid in Days vs. Paid in Seconds
The GENIUS Act in Plain English: 8 Facts
Is This Coin Safe to Accept?
Selling to Robots
Stablecoins at the Kitchen Table
State or Federal?
Getting Paid as a Freelancer in Stablecoins
Distributed Ledger Technology
Blockchain Basics: Highways, Tolls, and Wrong Turns
Free previews 3
Teaser 1
A free preview. Full videos are included with North Star Circle membership.
Teaser 2
A free preview. Full videos are included with North Star Circle membership.
Teaser 3
A free preview. Full videos are included with North Star Circle membership.
Ready to watch 9
▶Updated Oct 11, 2026
Paid in Days vs. Paid in Seconds
Twenty-nine dollars took over a week to land. A five-dollar test payment settled in seconds. Here's why.
🔒 Members only
▶
The GENIUS Act in Plain English: 8 Facts
I read the law and simmered it down to eight facts, like a big pot of soup boiled down to one good cup.
🔒 Members only
▶
Is This Coin Safe to Accept?
Before you say yes to “Can I pay you in a stablecoin?”, check two things: compliant and redeemable.
🔒 Members only
▶
Selling to Robots
What if your next customer isn't a person at all, but an AI agent paying in USDC?
🔒 Members only
▶
Stablecoins at the Kitchen Table
“Is a stablecoin just Bitcoin?” Calm answers for your family. No hype, no pressure.
🔒 Members only
▶
State or Federal?
Whether I'm in Indiana or Florida, I want to know one thing first: who's watching the company behind the coin?
🔒 Members only
▶
Getting Paid as a Freelancer in Stablecoins
A client emails “Can I pay you in USDC?” Here's a simple setup so you can answer calmly.
🔒 Members only
▶
Distributed Ledger Technology
The shared notebook that keeps everyone honest, a lot like the guestbook at a lake house.
🔒 Members only
▶
Blockchain Basics: Highways, Tolls, and Wrong Turns
“Just send it on Base.” Base of what? Second base? Let's get you on the right highway.
🔒 Members only
Videos get refreshed when the rules change; look for the “Updated” tag.
Coming soon 31
No dates promised. Founders get every one as it's added.
Coming soon
Payment Rails
ACH, card, wire, and stablecoin walk into a bar. We'll sort out who gets there first.
Coming soon
Who's Building Your Credit Union's Digital Dollar?
Meet the folks behind the curtain, and the questions worth asking them.
Coming soon
Moonshots: The Future of Money
Big ideas, friendly debate, zero crystal balls.
Coming soon
The Agentic Economy
When software starts shopping, here's how to be the store it can find.
Coming soon
Wallets 101
Keys, custody, and why “who holds it” matters more than you'd think.
Coming soon
Scams & Red Flags
If it says “insured” or “government-backed,” that's our cue to slow down.
Coming soon
Tokenization & Owning a Slice of Property
Fractional real estate, explained over coffee, with the risks on the table.
Coming soon
CBDCs vs. Stablecoins
Public digital dollars vs. private ones: same pond, different fish.
Coming soon
The CLARITY Act
The GENIUS Act's neighbor down the road, and why you might care.
Coming soon
Bitcoin vs. Stablecoins
One's a roller coaster, one's built to be a pontoon boat. Let's compare.
Coming soon
Cross-Border Payments
Paying someone overseas without the week-long wait and the mystery fees.
Coming soon
Digital Identity & Privacy
Proving who you are online without handing over the whole filing cabinet.
Coming soon
AI Agents & Trust
How much rope do you give a robot with a wallet? Let's set sensible limits.
Coming soon
Kids & Money
Money talks for the next generation, starting at the kitchen table.
Coming soon
KYC: Know Your Customer
Why platforms ask for your ID, and how to protect your info when they do.
Coming soon
Stablecoin Comparison
USDC, PYUSD, RLUSD and friends, side by side, no favorites picked.
Coming soon
Forensic Accounting: Following the Money
My old stomping grounds: how transparent ledgers help trace where money went.
Coming soon
I Failed Accounting at IU
A true story about flunking, switching majors, and finding my way back to the numbers.
Coming soon
Indiana HB 1217
The state bill that almost made it, and what to watch next session.
Coming soon
Legacy Financial System vs. the New System
Banker's hours vs. 24/7: what changes, and what stays comfortingly the same.
Coming soon
Stablecoin Rewards vs. Credit Card Points
Points, perks, and what the law says issuers can't pay you just for holding.
Coming soon
Trump Accounts & Indiana Families
A neutral, plain-English look at the new kids' stock accounts. Not crypto.
Coming soon
Should My Business Create a Stablecoin?
Spoiler: usually no. Here's why, and the smarter paths if you're curious.
Coming soon
How I'm Setting Up Payments
Card, bank, and USDC in one checkout. I'll show you my own setup, warts and all.
Coming soon
Banks vs. Credit Unions in the Stablecoin Era
Member-owned vs. shareholder-owned, and what it means for your local account.
Coming soon
Meet the Referees
OCC, Fed, FDIC, NCUA, and Treasury: who blows the whistle on whom.
Coming soon
States Series: The Builders
The states that wrote stablecoin rules of their own, toured like a friendly road trip.
Coming soon
States Series: The Almosts
The bills that came close. Good effort, team. Here's the game film.
Coming soon
States Series: The Watchers
The states waiting in the stands, and what they're watching for.
Coming soon
States Series: Region Packs
Midwest, South, West, Northeast: your neck of the woods, in one sitting.
Coming soon
Mistakes I've Made Learning the New Rails
Real lessons from my own wrong turns, so you can skip a few of them.
Consulting
Digital dollar help for your business, in writing and in person.
Written means thoughtful: I research before I answer, you get it documented, and you can reread it (or share it with your bookkeeper) whenever you need it. Ask on your own schedule.
ProStar Digital Dollar Strategy Session
$999
Library access for up to 10 team members, 3 hours with Troy (online or in person), a written strategy plan, and onsite options: payment walkthrough, staff training on scams & wallets, leadership briefing, vendor-question checklist. Credit union & community bank track available.
Book my strategy sessionAfter checkout, we'll email you within 1 business day to schedule your 3 hours with Troy.
Ongoing Q&A
$333/month
Up to 3 written questions a month, each with a researched answer you can keep.
Education, not legal or financial advice.